The driveway can fit up to three cars, size-dependent. Snowbirds and seniors are sure to love The Wilds community! Enjoy the comfort of senior living in the picturesque New Port Richey. This charming one-story corner unit offers two bedrooms and two full bathrooms with modern commodes. The spacious kitchen features plenty of cabinets, natural light from the window that overlooks the backyard, a new refrigerator, a self-cleaning wall oven, a cooktop, a stainless steel dishwasher, a garbage disposal, and a stainless-steel fridge. The backyard patio (10x12) ensures privacy with no neighbors behind. The Wilds subdivision is a wonderful place to live, particularly for the active 55+ demographic. Participate in shuffleboard, mingle with friends in the heated pool, or play tennis with a neighbor. The clubhouse, accessible for a small fee, is perfect for private parties and includes a library, pool table, fireplace, laundry facilities, a fully equipped kitchen, and ample tables and chairs for gatherings. A peaceful pond with a fountain offers a calm place to relax. The association hosts regular dine-outs, festive holiday events, bingo, and game nights. The Wilds is a treasure in New Port Richey, providing an ideal Florida lifestyle for the 55+ community, with a no motorcycles and work trucks policy. Conveniently located on quaint Main Street, it's near the post office, Aquatic Center, shopping, dining, outdoor cafes, a coffee shop, beaches, and parks. The newly renovated downtown river park area will enchant you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,600 | $127,600 | $127,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $860 | $848 | $1,076 |
Total Monthly Payment | $1,123 | $1,111 | $1,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.