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This oversized 2BR residence in the Morningside Gardens community offers a sun-filled space with spectacular City & River views. Floor-to-ceiling windows flood the apartment with natural light, creating a welcoming atmosphere. The living and dining space is well-proportioned for comfortable entertaining, and the apartment is move-in ready with fresh paint. The spacious living room provides ample dining and living space, while the primary bedroom easily accommodates a king-sized bed and a full office setup, with abundant closet and storage space throughout. The galley kitchen features stainless steel appliances, including a dishwasher and microwave. With a full bath featuring a tub, it combines comfort and convenience seamlessly.
Morningside Gardens offers an array of amenities including a fitness center, playroom, walking paths, playground, recreational rooms, manicured gardens, on-site parking garage, bike rooms, and storage closets. Located near major subways, bus lines, shopping, restaurants, and nightlife, it provides convenience and accessibility. As a cooperative, Morningside Gardens purchases electricity in bulk at a discounted rate for residents. With its proximity to cultural institutions like Columbia University and Manhattan School of Music, it offers residents a vibrant community with cultural opportunities
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Our Executive Mortgage Banker:
Our Insurance Division:
$605,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $484,000 | $484,000 | $484,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,217 | $4,150 |
Total Monthly Payment | $3,312 | $3,309 | $4,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.