No Board Approval Jr4 apartment with a terrace at the luxurious Whitehall. Large living area with a wall of windows, eat-in kitchen, dining L, hardwood floors, ample closet space, and central air. Eastern views. This full service co-op features a 24-hour doorman, live-in superintendent, on-site laundry room, dry cleaner/tailor, health club with indoor pool, gym, exercise classes of all kinds, and a magnificently designed landscaped outdoor green roof with waterfall, gazebo, fire pit, walking path, sitting areas for relaxing, and is pet friendly. Washer/dryers are permitted in the apartment, indoor parking is available, and dogs are welcome. Additional monthly special assessment of 262. 15. The Whitehall is located in central Riverdale close to shops, restaurants, transportation, parks, schools, and houses of worship. The public library, tennis courts and baseball fields at Seton Park are across the street. A 25 minute commute to NYC via Metro North and a 15 minute drive to midtown Manhattan makes this a truly special home in one of Riverdale's premiere buildings. Additional Information: Amenities: Storage,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,913 | $1,888 | $2,395 |
Total Monthly Payment | $1,988 | $1,963 | $2,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.