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27 Conscience Circle, Brookhaven (Setauket), NY, 11733 | $735,000
This is a rare opportunity to purchase a spacious 5-bedroom expanded cape in Grantland Beach Association which includes deeded beach and mooring rights ($150. annual dues). This Strongs Neck home was lovingly built in 1954 and is waiting for someone to make this home their own. It sits on a private . 60 acre and is just a short stroll to Grantland Beach. There are beautiful original hardwood floors on the 1st floor, Anderson windows throughout, central air conditioning, and a top-of-the-line furnace (10 years old) This property is being sold 'As Is', indicating that any necessary repairs or updates will be the buyer's responsibility. Please note that the pool liner was recently replaced, but the pump's condition is unknown. Located in the Three Village school district, this home is close to Stony Brook University and Hospital, Stony Brook Village as well as Port Jefferson Village (with a ferry to Connecticut) and is only 60 miles to Manhattan. Do not miss this opportunity. , Additional information: Appearance: Excellent, Separate Hotwater Heater: N
Features
- Town: Brookhaven
- Rooms: 10
- Bedrooms: 5
- Baths: 2 full / 1 half
- Style: Exp Cape
- Year Built: 1954
- Heating: Oil, Baseboard
- Cooling: Central Air
- Basement: Walk-Out Access, Partially Finished
- Approx Sq. Feet: 2,503
- Est. Taxes: $15,739
- Water Front: Yes
- Elem. School: Setauket Elementary School
- Middle School: Paul J Gelinas Junior High School
- High School: Ward Melville Senior High School
- School District: Three Village
- Pool: In Ground
- Appliances: Dryer, Refrigerator, Tankless Water Heater, Washer
- MLS#: 3538852
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/3538852/27consciencecircle_brookhaven_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
27 Conscience Circle, Brookhaven (Setauket), NY, 11733
$735,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $588,000 | $588,000 | $588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $1,312 | $1,312 | $1,312 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,061 | $3,961 | $5,002 |
| Total Monthly Payment | $5,465 | $5,365 | $6,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535