Experience the vibrant 55+ lifestyle in this charming 2-bedroom, 2-bathroom condo located in the heart of Five Towns, St. Petersburg. Boasting 960 square feet of living space on the 2nd floor, this end/corner unit offers both privacy and convenience. Step inside to discover new vinyl plank flooring throughout, complementing the open floor plan and spacious living area. The newly updated kitchen features quartz countertops, white cabinets, stainless steel appliances, a gas stove, and recessed lighting. Enjoy the option for bar stool seating, perfect for entertaining guests. The guest bath offers a shower/bath combo and a single sink, while the guest room features vinyl plank flooring and a ceiling fan. Retreat to the master bedroom, complete with vinyl plank flooring, a ceiling fan, and a screened-in balcony, providing a tranquil outdoor space. Relax in the master bathroom, which boasts tile flooring, a single sink, and a walk-in shower. For added convenience, a large community laundry room is located on the first floor and Carport #4 is assigned to this unit. This condo is pet-friendly and conveniently located near the clubhouse, where most community functions are held, as well as the largest community pool. Residents can enjoy a wealth of amenities, including 6 community pools (5 heated) and a hot tub, 3 outdoor kitchen-style gazebos with grills and refrigerators, tennis courts, shuffleboard courts, horseshoe pits, bocce ball, and 2 clubhouses. The clubhouses house a billiards room, a library, 2 fitness centers, and card rooms. There are events happening almost every day of the week, offering a variety of activities such as card games, yoga, Mahjongg classes, exercise classes, theater club events, painting, card making, quilting, swimming, dances, pancake breakfasts, band concerts, and more. HOA includes cable, insurance, internet, sewer, trash, water, gas, and pest control. Some furnishings ( ALL APPLIANCES ARE NEW IN 2024 ) are negotiable, making this condo move-in ready for the next lucky homeowner.
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$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,130 | $1,143 | $1,451 |
Total Monthly Payment | $1,380 | $1,393 | $1,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.