Located at 79 Torre Rock Rd. in Red Hook NY is a charming Cape Cod home nestled on 12. 25 very private acres of serene land in the town of Milan. Welcoming you with a spacious screened-in front porch, perfect for enjoying nature's symphony at any hour, this retreat boasts three bedrooms and 2. 5 baths. The main floor features a generous primary bedroom with an en suite bath, while the loft area offers two additional bedrooms, ample storage, and another full bath. Admire the oversized stone fireplace from the loft's flexible space overlooking the living room, adorned w/ skylights that bathe the area in natural light. Transition seamlessly into the dining and kitchen area, complemented by a large pantry/storage room adaptable for various needs. A separate utility room houses the washer and dryer for added convenience. Equipped with an automatic backup Generac generator, Vector security system, Central A/C, and propane furnace, this home ensures comfort and security year-round. Outside, the fenced front yard boasts fruit trees, while a shed provides outdoor storage. Situated off a secondary country road, yet conveniently less than 20 minutes from Taconic State Parkway, this tranquil haven offers easy access to the neighboring towns of Rhinebeck, Red Hook, and Hudson, promising a perfect blend of privacy and proximity to amenities. All offers considered.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,363 |
Total Monthly Payment | $4,966 | $4,962 | $6,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.