Step into your own slice of paradise at Vista Cove in St. Augustine, where every detail embodies coastal elegance and comfort! As you enter this custom-designed 2004 condo, a grand front porch beckons you into a sprawling great room adorned with exquisite crown molding, stunning tile floors, and a spacious kitchen perfect for entertaining. The breakfast bar seamlessly connects to the family room and onto the screened porch, offering enchanting views of the tranquil lake - a true oasis for relaxation and enjoyment. The owners' thoughtful upgrades have elevated this home with expanded storage options, enhanced kitchen functionality, and beautifully updated bathrooms, creating a harmonious blend of style and practicality. No detail has been overlooked in this meticulously maintained residence. Insulated windows ensure energy efficiency, while top-of-the-line plantation shutters adorn every window, adding a touch of sophistication and privacy. Upstairs, three sunlit bedrooms offer peaceful retreats, complemented by the master suite's indulgent amenities like dual walk-in closets, a spa-like bathroom with a garden tub, and a separate WC with a window view. The guest bath boasts a high sink, convenient linen closet, and a walk-in shower with sliding doors for easy maintenance. Outside, the community's amenities beckon with two inviting pools, a well-equipped gym, community library and event room, a serene fishing pier, and meandering walking trails, nature trails that showcase the natural beauty of the waterfront setting. Marvel at the lush landscapes, charming boardwalks, and picturesque views of the eight ponds - one of which has become a delightful rookery attracting an array of stunning birds. This pet-friendly enclave offers not just a home but a lifestyle - where friendly neighbors, stunning plantation shutters, a spacious kitchen, inviting front and back porches, and ample storage space in the garage and attic create the perfect blend of luxury and functionality. Discover the joy of coastal living at Vista Cove - your dream home awaits!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,000 | $310,000 | $310,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,884 | $1,289,083 |
Total Monthly Payment | $2,171 | $2,121 | $1,289,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.