314 SW 20th STREET, Cape Coral, FL, 33991 | $499,000

Bring all offers! Southern Exposure, wide water views and access to Chain of Lakes offering miles and miles of fresh water fun for ALL! This stunning property is situated overlooking 120 foot Escapade Canal ensuring WIDE WATER VIEWS throughout! Featuring 1818 sqft under air, 3 bedroom, plus den, 2 bathrooms and a 2 car garage. Step inside to discover a haven of comfort and style. Natural light pours in through the new skylight, highlighting the tile and acacia flooring that flows throughout the home. High ceilings create an airy ambiance in the split-bedroom layout, offering privacy and space for all occupants. Updated fans and light fixtures add a touch of contemporary flair to every room. The den provides a versatile space for work or relaxation, while inside laundry with shelving adds convenience to your daily routine. At the heart of the home is the kitchen and dining area designed for family gatherings. Features include granite counters, stainless steel appliances, and espresso cabinets which combine style with functionality, while a breakfast bar and breakfast nook offer casual dining options. A pantry provides ample storage space, while a glass mosaic backsplash adds a pop of color and sophistication to the space. Retreat to the luxurious master suite featuring crown molding, a vaulted ceilings, and shaker vanity. Dual sinks and exotic granite countertops offer a spa-like experience in the ensuite bathroom, complete with a large walk-in shower for ultimate relaxation. Outdoor living is what SWFL is all about and this home will not disappoint. Step onto the painted deck overlooking the sparkling blue pool and spa, perfect for relaxing or entertaining guests. The lanai features a custom bar area with granite counters invites gatherings and cocktails under the Florida sun. NOTEWORTHY: New Roof 2023, AC 2018, city water and sewer, Flood Zone X! Perfect for families, vacationers, 2nd home, part time or full time! Enjoy everything that SW FL has to offer - boat, sail, kayak, SUP, jet ski, fish or simply take a dip in your private oasis! See 3D tour, features list and schedule your private tour today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 140
  • Laundry: Inside
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,818
  • Acreage: 0.26
  • Lot Size: 80 x 140
  • Est. Taxes: $5,064
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Indoor Grill, Microwave, Range, Refrigerator
  • MLS#: T3516433
  • Days on Market: 176 days
  • Website: https://www.raveis.com
    /prop/T3516433/314sw20thstreet_capecoral_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 12:47:09 PM)
Listing courtesy of MILOFF AUBUCHON REALTY GROUP   Phone: 239-542-1075

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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314 SW 20th STREET, Cape Coral, FL, 33991

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,656 $2,653 $3,423
Total Monthly Payment $3,153 $3,150 $3,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.