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72 West Side Road, #6, Block Island, RI, 02807 | $785,000
Experience the full New Harbor lifestyle with this spacious 843 square foot two-bedroom, two-bathroom condominium in Salt Pond Settlement. Adjacent to The Great Salt Pond, this condominium is part of a community of thirty-four units, offering an array of amenities, including access to the pond and an exclusive outdoor swimming pool unique to Block Island. Centrally located in New Harbor, residents enjoy convenient access to restaurants, shops, and the beloved town playground, complete with an open pavilion, Skate Park, basketball, and tennis courts. This single-level unit boasts a well-equipped kitchen, open dining/living area with a gas fireplace, providing the perfect retreat. Step outside from the living room onto a private/common deck and revel in the breathtaking views of The Great Salt Pond, ocean, and the iconic North Lighthouse. Common areas feature a spacious grilling and picnic area, while a deeded path to The Great Salt Pond makes it effortless to enjoy activities such as kayaking, canoeing, beach walks, or visiting the renowned Oar restaurant. Condominium ownership at Salt Pond Settlement offers the freedom to relish in the charms of Block Island year-round. With onsite management overseeing each unit, arrival and departure are hassle-free, providing peace of mind for your getaway.
Features
- Parking: 1-car
- Heating: Forced Air,Oil
- Cooling: Wall Unit(s)
- Amenities: Maintenance,Pool,Garden AreaMarina,Maintenance On-Site,Pool,Recreation Area,Shopping,Tennis Court(s)
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Year Built: 2002
- Common Charge: $795 Monthly
- Approx Sq. Feet: 843
- Acreage: 1
- Est. Taxes: $2,637
- Lot Desc: Private,Secluded
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Common Water Heater,Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1355814
- Website: https://www.raveis.com
/prop/1355814/72westsideroad_blockisland_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
72 West Side Road, #6, Block Island, RI, 02807
$785,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,231 | $4,174 | $5,296 |
| Total Monthly Payment | $4,543 | $4,486 | $5,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB