SELLER MOTIVATED! MOVE-IN READY, MAINTENANCE FREE, CORNER 2/2 CONDO UNIT IN DESIRABLE ITOPIA, a gated community of private residences nestled in the heart of St. Petersburg w/ NO AGE RESTRICTIONS. This charming first-floor corner unit, offering a beautiful view of lush landscaping and the pond from your screened in front porch. Located in Building 1, conveniently located next to the clubhouse and swimming pool, you'll have easy access to all the amenities Itopia has to offer. This two-bedroom, two-bathroom split floor plan condo is designed to provide privacy and functionality. The large bedrooms each have their own ensuite bathrooms and spacious walk-in closets. The open, updated kitchen features GRANITE countertops, newer stainless-steel appliances, and an adjacent laundry area with FULL SIZED WASHER AND DRYER. The sleek ceramic tile flooring throughout creates a spacious feel. Adjacent to the living room, the screened-in lanai provides a tranquil space to relax and enjoy the peaceful pond view, perfect for sipping your morning coffee or unwinding with a glass of wine in the evening. Itopia Condominiums is a gated community, providing an array of amenities aimed at enhancing residents' living experience. For those inclined towards an active lifestyle, the community amenities are endless: Courtesy Guard, Security Cameras, Two Outdoor Heated Pools, Two Outdoor Hot Tubs, Indoor Sauna, Fitness Center w/ Plasma TV’s, Theater Room, Clubhouse Area, Business Center w/ High-Speed Internet & Print, Copy, Scan & Fax Access, Tennis Courts, Racquetball Courts/Basketball Half Court, Beach Volleyball Court, Dog Park, Car Wash, Door-to-Door Trash Pick-Up, Basic Internet & Cable. Convenience is key & this condo offers just that. This prime location offers easy access to the vibrant downtown St. Pete, Tampa Bay, championship sports teams, world-class beaches, golf courses, 5-star restaurants, airports, shopping centers, parks, trails and so much more! Your resort-style living awaits! ***Some of the pictures have been virtually de-staged***
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Our Executive Mortgage Banker:
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$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,021 | $1,021 | $1,328 |
Total Monthly Payment | $1,422 | $1,422 | $1,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.