Nestled within Gulf County Farms, this 1. 01-acre lot, known as Lot 64 Parcel B, offers a unique opportunity for those searching for a slice of rural paradise without sacrificing everyday conveniences, whether building their dream home or erecting a pole barn for their RV. According to the 2007 Replat, there is a 20-foot wide access easement from Ganley Rd. to the lot. The NWFLMD Flood Map also shows the flood zone as approximately 33% X and 67% A. So, prepare to revel in the perfect fusion of seclusion and accessibility": Lot 64B lies less than 3 miles from the Honeyville Park & Community Center, approximately 6 miles from Wewahitchka, less than 20 miles from Port St. Joe, and just around 30 miles from the outskirts of Panama City. Life in Gulf County unfolds at a different rhythm, where you're surrounded by natural beauty, from lush forests and picturesque landscapes to the serenity of the Apalachicola River's tranquil bends and the White Tupelo Gum tree stumps abundant in the dead lakes. This is where outdoor exploration is a way of life, whether hiking verdant trails, casting your line for a leisurely day of fishing, or simply savoring the peace that permeates the air. But it's not just the scenery that captivates; it's the warm embrace of a close-knit community where neighbors become friends, and every smile carries the authenticity of a welcoming spirit. Just a short drive away, the pristine beaches of the Gulf of Mexico await, offering sunsets that paint the horizon in shades of gold. Life in Gulf County is a testament to the charm of small-town living, where every day unfolds as a story of natural wonder and heartfelt connection.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $16,800 | $16,800 | $16,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $113 | $112 | $142 |
Total Monthly Payment | $188 | $187 | $217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.