Under contract-accepting backup offers. The home of your dreams is available at an incredible price in the desirable Sugar Mill Gardens community of New Smyrna Beach! This spacious 2, 927 living SQ FT floor plan features 4 bedrooms 3 full baths and 1 half bath. This home offers lots of upgrades that pair perfectly with the bright open concept, gourmet kitchen, main floor primary suite, and fenced in yard. Situated in a quiet neighborhood close to all the modern conveniences and the beach, you will notice this home exudes curb appeal before you even pull into the driveway. The immaculate landscaping, freshly painted exterior, and stacked stone accents all create a low maintenance vibe and welcome you home. Once inside take note of the formal dining room, large family room, and first class kitchen offering granite countertops, stainless steel appliances, and a spacious pantry. On the main floor you will find a half bath for guests and the spacious PRIMARY SUITE complete with a tray ceiling, new carpet, large walk-in closet, ensuite bathroom featuring a garden tub, walk-in shower, and dual vanities. The second floor offers additional flexible living space in the BONUS ROOM/LOFT, your laundry room and all the remaining bedrooms along with two full bathrooms. Spending the day at home never felt so good with a private backyard oasis that includes a fenced in yard and covered lanai. This home has storm shutters, gutters, NEW exterior and interior paint, and NEW front and backyard sod. Sugar Mill Gardens is a vibrant community with low HOA dues, sidewalks, mature trees, and easy access to I-95, the Daytona International Airport, the Florida Hike and Bike Trail, Shopping, Dining, and the Beach! Don’t wait any longer, begin creating new memories in this picture-perfect home, located in the heart of all that New Smyrna Beach has to offer! Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,506 | $2,504 | $3,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.