PRICE REDUCED!!! Live beachside in Surfside Estates! Located on the Intracoastal Waterway and across A1A from the beach, this Surfside Estate home can be your piece of paradise. No lot rent!!! You own your lot share. Watch the boats travel the Intracoastal Waterway from the front porch and from the open plan living room, dining and kitchen! Just across the street is beautiful Beverly Beach for a gorgeous sunrise and the beautiful Florida sunsets on the Intracoastal Waterway. One of the largest homes in the community, this 2 bedroom, 2 bath is light and bright with a bank of windows facing the beautiful view of the water, in addition to the two bedrooms, there is an extra room that can be used as an office, hobby or music room, large walk in closets in each bedroom, an interior laundry room with utility sink, front loading washer and dryer, the kitchen features a large "farmers" sink, built in pantry, lots of cabinets and is open to the living room and dining room, an oversized garage with a loft for extra storage and an electric lift. The 55 and older community has: 2 fishing piers on the Intracoastal Waterway, clubhouse with kitchen, pool tables, 86” tv, fitness center, a heated pool, rooftop deck, clubhouse with kitchen, pool tables, 86” tv, fitness center, a heated pool, rooftop deck, and a very active social committee. The low monthly maintenance fee of $160. 00 includes expanded cable, high speed internet, building maintenance, ground maintenance, pool maintenance, and contribution to the Reserve Fund. Come by this beautiful beach cottage.
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Our Executive Mortgage Banker:
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$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,039 | $1,989 | $2,511 |
Total Monthly Payment | $2,274 | $2,224 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.