Your forever & private retreat awaits in Sea Crest Estates! Behind double wrought iron gates, travel the expansive pebble driveway to 9000 square feet of beautiful living space perched atop the Long Island Sound with commanding water views. Stunning custom kitchen flooded with sunlight offers high-end appliances, bright beautiful breakfast nook with walls of glass with dual gas fireplace, coffered ceilings, open family room and living room, formal dining room, home office, 7 bedrooms, 4. 5 bathrooms and Crema Marfil Marble floors. 1st floor primary suite with custom closet and large bathroom, gas fireplace and sitting area. Second floor includes 4 bedrooms each with en-suite bathrooms, spacious balcony to take in the sunrise & sunset, 2 additional bedrooms, back staircase and laundry on both floors for convenience and a walk-up attic. Easy indoor-outdoor living is provided with tons of doors and windows. Expansive blue stone patio for outdoor enjoyment. Large lower level has 11 ft ceilings, a separate entrance and is clean, dry and ready to be finished or left for additional storage. The fortunate homeowner of this home is awarded access to Lloyd Harbor Beach with mooring rights, summer camp, tennis, pickle ball as well as Caumsett and Target Rock State Park for hiking, biking and fishing, Additional information: Appearance: Diamond++, Separate Hotwater Heater: Yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,400,000 | $4,400,000 | $4,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.396% | 6.036% |
Monthly Tax Payment | $5,435 | $5,435 | $5,435 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $24,983 | $27,092 | $36,833 |
Total Monthly Payment | $30,543 | $32,652 | $42,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.