7203 Mount Essex DRIVE NE, #515, St. Petersburg, FL, 33702 | $175,000

This well loved home is ready for a new owner looking for a remodeling project. The home has 2 bedrooms and 2 bathrooms. Parking for 4 cars with 2 under carport. There are 2 porches one is screened and the other is enclosed. Indoor laundry with Washer and dryer. There is 1, 134 sq. ft. of living area. Price includes share for lot and ownership in the co-op. Low monthly fee of $360 includes water/sewer, trash collection, lawn mowing/edging, 24 hour manned gate and all amenities of the community including heated pool, shuffleboard, bocce ball, 2 boat ramps, kayak launch and many groups and activities. Americana Cove is a 55+ waterfront, resident-owned community 15 minutes from downtown St. Petersburg, 20 minutes from two airports and 25 minutes from sandy beaches

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Laundry, Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2002
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,134
  • Est. Taxes: $1,034
  • HOA Fee: $360 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Number Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: U8237770
  • Days on Market: 238 days
  • Website: https://www.raveis.com
    /prop/U8237770/7203mountessexdrivene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:47:07 PM)
Listing courtesy of BAREFOOT REALTY GROUP   Phone: 877-360-7577

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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7203 Mount Essex DRIVE NE, #515, St. Petersburg, FL, 33702

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $86 $86 $86
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $967 $943 $1,191
Total Monthly Payment $1,128 $1,104 $1,352

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.