Welcome to 145 E 38th street, a detached 3 level single family home in East Flatbush with PARKING. The entire home is well kept requiring minor cosmetic updates. There are hardwood floors, stainless steel appliances, large windows, and spacious closets throughout. Enter the home on the first floor to a lovely bonus sun room perfect for indoor gardening or a private office. Through the french doors there is a spacious living room separate from a formal dining area and eat in kitchen. The 1st floor contains a partially open concept with windows to the front, back and along the side allowing an ample amount of sunlight to pour in. There is a conveniently placed half bathroom/powder room on the first floor. Beneath the staircase to the 2nd floor even more storage for the kitchen. You can access the backyard through the back door. The backyard is paved and has a detached 2 car garage. The partially finished lower level has a large recreational space, full bathroom, storage, and laundry room. The top floor has a sky light at the top of the landing brightening up the entire floor! There is a front facing master bedroom, 2 smaller bedrooms, a full bathroom and even more closets. Storage is not an issue in this home. This home sits in the middle of a trendy neighborhood full of great flavorful restaurants, fresh markets, and multiple lines of transportation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,699 |
Total Monthly Payment | $4,181 | $4,177 | $5,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.