One or more photo(s) has been virtually staged. If you're looking for peaceful, tranquil, spacious 2 bedroom 2 bath ground floor end unit, with extra windows making it lighter and brighter, this is it. Most condos of this size do not have a large square kitchen that fits more than 2 future chefs to prepare great holiday meals. Again, this fits the bill. LOL This condo has ZERO carpet and nice mixture of Ceramic tile in all the wet areas and laminate flooring. When you come in the front door you can feel the open floor plan of over 1500 sq ft. It feels like a single-family home. Granite counter tops appoint the home with dark maple cabinets throughout. Both the master and second bedrooms are a good size to decorate to your own taste. The private community pool is a short distance from this condo with a private keypad entry. St Andrews is a very desirable sub-division of East Lake Woodlands. You can also join the Ardea Country Club, that consist of 2 Golf courses, several tennis and pickleball courts and beautiful pool area. A Movie Theater and a large variety of restaurants and shopping are minutes away. Two major airports are only 15 miles away. Clearwater Beach and the Dunedin beaches are a few miles away. A new 40 gallon water heater was replaced on April 2nd, 2024
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,782 | $231,782 | $231,782 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,540 | $1,955 |
Total Monthly Payment | $1,929 | $1,927 | $2,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.