Pre-Construction. To be built. To be build, - 3 bedroom, 2 bath, open floor plan, 10 FOOT ceilings and a 2 car garage. This home will has upgrades like granite countertops throughout, Tile throughout including the bedrooms, concrete sidewalk to side garage door, LED lightning throughout and covered pipe drainage in the front yard. Kitchen has solid-wood cabinets, stainless appliances, and a separate pantry closet. Spacious laundry room with 12ft cabinet and granite counter top. Double Vaulted ceiling in Living room. Master bedroom offers his and her closets and roomy bathroom with 2 sinks and walk in shower featuring dual shower heads. The 2 other bedrooms share a bath and have their own outside door to the back Yard. Ceiling fans in every bedroom and Living room. This home is being build on a Street were most of the home are new homes.
Projected completion date, Nov 29, 2024. Quality Built by Perry Homes.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,149 | $2,122 | $2,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.