859 Napoli LANE, Punta Gorda, FL, 33950 | $760,000

PUNTA GORDA ISLES - NO FLOOD DAMAGE TO THIS HOME! COASTAL DECOR, SPACIOUS AND UPDATED 4 BEDROOM, WATERFRONT, CANAL AND POOL HOME WITH POWERBOAT ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO! YOU WILL LOVE THE COASTAL VIBE OF THIS HOME WITH ITS LARGE KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, BEAUTIFUL TILE FLOORS THROUGHOUT (NO CARPET), ENCLOSED FLORIDA ROOM AND 2021 BUILT, SALTWATER, HEATED POOL, ALL PERFECT FOR ENTERTAINING FRIENDS AND FAMILY! THE MASTER SUITE OFFERS IT'S OWN PRIVATE BATH WITH DUAL SINKS, AND STAND ALONE SHOWER. THE GUEST ROOMS, ON THE OPPOSITE SIDE OF THE HOME FOR PRIVACY, ARE SPACIOUS AND CONVENIENT TO THE SECOND BATH. THE 83' CONCRETE SEAWALL, WHICH IS MAINTAINED BY THE CITY OF PUNTA GORDA, ALSO HAS A CONCRETE DOCK AND SPACE FOR A BOAT LIFT TOO. THE FENCED YARD WILL BE PERFECT FOR YOUR PETS AS WELL! YOU WILL CERTAINLY LOVE THE CONVENIENCE OF BEING JUST 5 MINUTES TO FISHERMEN'S VILLAGE AND 10 MINUTES TO DOWNTOWN PUNTA GORDA'S LOVELY SHOPS, RESTAURANTS AND ACTIVITIES YEAR-ROUND. COME SEE THIS COASTAL BEAUTY FOR YOURSELF! YOU WILL NOT BE DISAPPOINTED!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 83.6 x 120 x 76.3 x 120
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,068
  • Acreage: 0.22
  • Lot Size: 83.6 x 120 x 76.3 x 120
  • Est. Taxes: $11,015
  • Lot Desc: FloodZone, Landscaped
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Child Safety Fence, Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7490827
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/C7490827/859napolilane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:02:08 PM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

859 Napoli LANE, Punta Gorda, FL, 33950

$760,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $608,000 $608,000 $608,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $918 $918 $918
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,045 $4,041 $5,213
Total Monthly Payment $5,055 $5,051 $6,223

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.