PUNTA GORDA ISLES - NO HURRICANE DAMAGE TO THIS HOME! COASTAL DECOR, SPACIOUS AND UPDATED 4 BEDROOM, WATERFRONT, CANAL AND POOL HOME WITH POWERBOAT ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO! YOU WILL LOVE THE COASTAL VIBE OF THIS HOME WITH ITS LARGE KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, BEAUTIFUL TILE FLOORS THROUGHOUT, ENCLOSED FLORIDA ROOM AND 2021 BUILT, SALTWATER, HEATED POOL, ALL PERFECT FOR ENTERTAINING FRIENDS AND FAMILY! THE MASTER SUITE OFFERS IT'S OWN PRIVATE BATH WITH DUAL SINKS, AND STAND ALONE SHOWER. THE GUEST ROOMS, ON THE OPPOSITE SIDE OF THE HOME FOR PRIVACY, ARE SPACIOUS AND CONVENIENT TO THE SECOND BATH. THE 83' CONCRETE SEAWALL, WHICH IS MAINTAINED BY THE CITY OF PUNTA GORDA, ALSO HAS A CONCRETE DOCK AND SPACE FOR A BOAT LIFT TOO. THE FENCED YARD WILL BE PERFECT FOR YOUR PETS AS WELL! YOU WILL CERTAINLY LOVE THE CONVENIENCE OF BEING JUST 5 MINUTES TO FISHERMEN'S VILLAGE AND 10 MINUTES TO DOWNTOWN PUNTA GORDA'S LOVELY SHOPS, RESTAURANTS AND ACTIVITIES YEAR-ROUND. COME SEE THIS COASTAL BEAUTY FOR YOURSELF! YOU WILL NOT BE DISAPPOINTED!
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Our Executive Mortgage Banker:
Our Insurance Division:
$780,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $918 | $918 | $918 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,151 | $4,099 | $5,262 |
Total Monthly Payment | $5,161 | $5,109 | $6,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.