Calling all builders and dream home aficionados! Step into this exceptional pre-war colonial residence, where classic allure and architectural grace harmonize seamlessly. Nestled within a charming exterior and brimming with captivating details, this property awaits its discerning discoverer. Upon entry, be embraced by the expansive foyer, offering a versatile home office space that effortlessly blends functionality with flair. Delight in the welcoming ambiance of the generously sized living room, featuring gleaming hardwood floors and bathed in natural light. The focal point stone fireplace creates a cozy atmosphere, perfect for relaxation and entertaining alike. Hosting memorable evenings is a breeze in the elegant dining room, boasting intricate molding and a refined ambiance. The kitchen, complete with a Butler's pantry and inviting breakfast nook, combines practicality with style, serving as the heart of the home. Ascend the staircase, where a stained glass window adds a touch of artistry. Discover the primary bedroom, featuring a charming dressing alcove for added convenience, along with two additional versatile bedrooms. The lower level offers ample storage space, awaiting your personal touch. Outside, on just over a quarter acre of land, the possibilities for outdoor enjoyment and landscaping are boundless. Relax on the gracious rocking chair porch or entertain on the covered grilling deck, all while admiring the practical yet visually appealing Porte-coch re and stunning stonework. This home is not only brimming with charm and character but also boasts practical upgrades including a young roof and two new above-ground oil tanks. Its proximity to Larchmont Village offers easy access to amenities such as a vibrant farmers market, metro north transportation, and an array of dining options. Immerse yourself in nearby beachside beauty or leisurely waterfront strolls. With its charm and competitive pricing, this pre-war colonial home is a rare gem. Welcome to your perfect retreat from the bustle of daily life. Unleash your creativity and transform this diamond in the rough into your very own masterpiece!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,165 | $1,165 | $1,165 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,195 |
Total Monthly Payment | $5,355 | $5,351 | $6,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.