940 Virginia STREET, #107, Dunedin, FL, 34698 | $178,000

High and Dry throughout both Hurricanes!! This unit had no known water intrusion during the storms. Check out the fountain and water view!! One of a kind location in the best building in Heather Lake. Enjoy bird watching, fish, wildlife, and occasional otter families from your ground-floor back windows. Storage hall for bicycles. This 2 bedroom condo has beautiful wood floors in Living room/dining room. Tile in kitchen and bath, carpet in both bedrooms. Kitchen is elegantly updated with shaker-style cabinets, a single-piece granite countertop, with large under-counter sink, glass tile backsplash, custom boxed ceiling with lighted fan. Custom granite topped storage counter with plenty extra storage for pots, pans, and hidden trash storage. Newer stainless steel appliances! Charming bath with mirrored vanity, granite countertop, under-counter sink, custom tiled shower with decorative corner shelves. Storm windows in the Kitchen and Bedrooms with newer window blinds, shades, and ceiling fans. Outside front door of condo has a unique front porch area for patio furniture. Private covered parking spot right out front for easy grocery shopping. Building has a storage hall for some bicycles. Heather Lakes is a great friendly 55+ community, heated pool with bathrooms, and beautiful clubhouse. Very well-managed community with on-site management office. This condo is just steps from the pool and clubhouse. Walk to Downtown Dunedin, Pinellas Bike Trail and Marina. Also nearby shopping plaza, banks, restaurants and bus line. Live the Dunedin life. Don't miss out on this hidden gem!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: HEATHER LAKE APTS CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,010
  • Acreage: 1.17
  • Est. Taxes: $373
  • Condo Fee: $477 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • MLS#: U8237810
  • Days on Market: 239 days
  • Website: https://www.raveis.com
    /prop/U8237810/940virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:32:17 AM)
Listing courtesy of FLORIDA SUN REAL ESTATE, INC   Phone: 727-734-9312

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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940 Virginia STREET, #107, Dunedin, FL, 34698

$178,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $142,400 $142,400 $142,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $31 $31 $31
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $959 $946 $1,201
Total Monthly Payment $1,065 $1,052 $1,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.