43 Cove Road, Lyme (Old Hamburg), CT, 06371 | $1,599,000

BEAUTIFUL VIEWS: To all antique home enthusiasts, come walk through history in this 225 year old direct waterfront home on Hamburg Cove in the Hamlet of Lyme. With direct access to the Connecticut River and Long Island Sound, this c1790 Center Chimney Colonial was restored on site after being moved from its previous location in Lisbon, CT. A house worth saving, said Edward Friedland, book author and historian of Antique Homes. Like an old soul, the house aged gracefully over its 225 years. Sitting high above water's edge on the east side of the cove, afternoon sunlight floods the house through the large twelve over twelve true divided light windows. In the early morning the rising sun lights up the western shore of the cove for a spectacular morning view. The 1. 58 acre property also holds an oversize garage with storage as well as a large post and beam barn relocated from Vermont. Lounge on one of three granite stone terraces with granite steps leading to a stone pier at water's edge. The cove is perfect for swimming, boating or just cherishing the view. During the restoration process, craftsmen worked to maintain the historic details that have been bestowed upon the house over its history, while incorporating modern mechanicals during its restoration in 1995. Conveniently located between Boston and New York, the home can be a tranquil retreat as a second home or live the dream as a primary residence.

Features

  • Town: Lyme
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1995
  • Garage: 1-car Detached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Heated,Hatchway Access,Interior Access,Partially Finished
  • Above Grade Approx. Sq. Feet: 2,910
  • Below Grade Approx. Sq. Feet: 974
  • Acreage: 1.58
  • Est. Taxes: $16,740
  • Lot Desc: Sloping Lot,Water View
  • Water Front: Yes
  • Elem. School: Lyme Consolidated
  • High School: Lyme-Old Lyme
  • Appliances: Electric Range,Refrigerator,Washer,Electric Dryer
  • MLS#: 24008821
  • Website: https://www.raveis.com
    /eprop/24008821/43coveroad_lyme_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Fireplace,Wide Board Floor14.0 x 19.0Upper
Bedroom 2 Fireplace,Wide Board Floor14.0 x 15.0Upper
Bedroom 3 Wide Board Floor16.0 x 17.0Upper
Dining Room Fireplace,Wide Board Floor14.0 x 15.0Main
Eat-In Kitchen Wood Stove,Wide Board Floor16.0 x 16.0Main
Library Book Shelves,Fireplace,Wide Board Floor15.0 x 15.0Main
Living Room Fireplace,Wide Board Floor13.0 x 20.0Main
Primary Bedroom Fireplace,Wide Board Floor15.0 x 15.0Upper
Rec/Play Room Wide Board Floor16.0 x 28.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

43 Cove Road, Lyme (Old Hamburg), CT, 06371

$1,599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,279,200 $1,279,200 $1,279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.844% 6.597% 6.158%
Monthly Tax Payment $1,395 $1,395 $1,395
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,465 $8,085 $10,795
Total Monthly Payment $8,985 $9,605 $12,315

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.