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Under contract-accepting backup offers. Gated elegance and maintenance, free living at its finest in the heart of Oldsmar! Welcome to this gorgeous and completely updated townhome in the beautiful waterfront community of Bayside Terrace! Comfort meets elegance and functionality at this open floor plan with rich tile wood-like plank floorings in the spacious first level featuring a huge living and dining room area with lots of natural day lighting thru the windows and huge sliders while overlooking a beautiful screened and pavered lanai and the lush backyard. The kitchen is stunning with its fresh shaker cabinets, SS appliances and enormous island with plenty of seating space and gorgeous quartz counter tops. A closet pantry for the chef of the family too. A half bath is conveniently located on the main level. The home boasts 2330 sq ft of luxurious living, soaring 10 ft ceilings, 8 ft. doors and loads of closet space! The upstairs features, a very large loft area that can be a home office, a workout room or perfect gaming area, 2 large guest rooms, a stunning guest bath with tub and upgraded vanity, fixtures and tops. Upstairs is also a beautiful and spacious master suite with two very large walk-in closets and a master bath retreat that has it all to include; double sinks, vanity with quartz, a shower with glass doors and a separate water closet. The laundry room comes with shelving and additional storage space too. There is no carpet it’s this beauty as seller upgraded all floors to wide plank Rich laminate throughout the upstairs. This beautiful home is centrally located with great proximity to major thorough ways and all the convenient amenities, you can possibly desire! The community resort-like amenities feature a state of the art clubhouse with gym, an infinity, saltwater, pool with a covered pavilion overlooking magnificent and serene water views, a fire pit seating area, a dock ideal for watching the sunsets, and an area to launch canoes and kayaks! This one is definitely a must for your fussiest of buyers!
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Our Executive Mortgage Banker:
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$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,429 |
Total Monthly Payment | $3,377 | $3,341 | $4,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.