Wonderful 55 Plus Community in Beautiful Clearwater, Florida. “On Top of the World” is conveniently located close to the Airports, Beaches and Shopping. You will love the lush green entrance upon entering the community. You may stop at the guard gate for information and directions. This Beautiful Condo is located on the 3rd Floor for the utmost privacy. Welcome home to your 2 bedroom 2 bathroom, very spacious condo with a front entry storm door for added light. This home features a beautifully remodeled eat in kitchen that is tastefully updated with granite countertops and backsplash, soft close cabinetry, Water purifier and newer Whirlpool appliances: built in oven, stove top and hood, and dishwasher. The kitchen opens up to an open floor plan that has room for a full dining room table and entertainment center that would be perfect for entertaining. This area is also open to the sunroom area that would make a wonderful area for an office. The guest bedroom is nicely sized with a ceiling fan and large Closet. The Master Bedroom also features two large Closets and it’s own en-suite Bathroom with a walk-in shower and vanity. The home features Waterproof laminate flooring and tile throughout, New windows and doors in 2015, Water heater was replaced in 2019. This 55+ community offers many amenities, including: dog park, heated pools and spas, very active clubhouse with various scheduled activities, and free golf for owners (18 hole golf course AND 9 hole golf course), gym, billiards room, ping pong tables, tennis courts, shuffle board, Free Bus service and much more. Do not miss out on the opportunity to live the Florida Lifestyle!!! (*If financing, 35% down is required as this property is a Leasehold that the Community is extending to 2119. )
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $960 | $923 | $1,201 |
Total Monthly Payment | $1,302 | $1,265 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.