High Vista's favorite floor plan, this Corner Lot RidgeDale 2/2/Den with preferred Bay Window Elevation has Wood & Tile Floors, Custom Vinyl Interior Plantation Shutters, newer Stainless-Steel Kitchen appliances, newer HVAC and a 300+ SqFT Screened Lanai, located 0. 3 miles from the High Vista private clubhouse and amenity center. Expanded brick paver drive and walkway to an under-roof front entry with leaded-glass front door & sidelight, full-view storm door with built-in retractable screen and overhead domed transom window. Central living area has 12FT ceiling and a wall of patio doors to the west-facing screened lanai. Double door access to den from great room. Eat-in kitchen has vaulted ceiling, crown molded cabinets with copper hardware, oversized synthetic stone double sink with goose-neck spray faucet, tile backsplash, solid surface breakfast bar, counter tops and built in desk. Primary en suite bedroom has cathedral ceiling, 6x6 walk-in closet, updated lighting over double sink vanity with brushed nickel faucets, linen closet, soaking tub and separate shower. Guest bedroom has nearby full bath and linen closet. Shiplap accent wall in great room alcove and color-coordinated switch plates. Updated ceiling fans, light fixtures, faucets, smoke detectors and toilets. Corridor access laundry room has deep stainless-steel utility sink with corner mounted spray faucet, washer, dryer and storage closet. Bull nose corners, chair rail in dining room, bevel-edged laminate counter tops in both baths, daylight privacy film on window interiors. Irrigation controller replaced 2024. Interior painted 2021. HVAC with WiFi thermostat installed 1/2021 by prior owner. Roof replaced 2016. 2-car garage has 2FT extension, 4 stand-alone storage cabinets, pull down ladder access to attic where window screens are stored. Custom cement landscape curbing. RESERVED: chest freezer in kitchen. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,962 | $1,913 | $2,416 |
Total Monthly Payment | $2,089 | $2,040 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.