50 acres of wooded land sloping east waiting for that hunter or that person who wants a place to get away for the weekend with easy access to Rte. 9. The property fronts on an unmaintained class 6 roads on both side of the property. The property can be accessed by vehicle on an unmaintained class 6 road that is currently maintained by the property owners that live on the road. The property can also be accessed by another portion of a unmaintained class 6 road (Colby Hill Road) that can be accessed by foot, 4-wheeler or possibly a 4x4 vehicle. The owners had a forest reconnaissance performed for the land several years, see attached. Property is being sold as is and buyer should perform their own due diligence on buildability of the property. The property is in current use and buyer is responsible for any current use penalty that may be assessed at time of building.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,600 | $158,600 | $158,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,069 | $1,054 | $1,338 |
Total Monthly Payment | $1,144 | $1,129 | $1,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.