Enjoy the Florida lifestyle in this stunning family home, situated on an oversized preserve homesite, featuring an open concept living space, three bedrooms, two and a half baths, and a spacious upstairs loft ideal for a kid's playroom or man-cave. The well-appointed gourmet kitchen features granite counter tops, custom cabinetry, stainless appliances, tiled backsplash, a separate pantry, and a California style island that overlooks the casual dining space. The adjacent great room has panoramic views of the rear landscape and sliding glass doors that lead to the screen lanai and private backyard. The sunlit formal dining space can also be used as a private office or living space. The owner's suite, in a private wing of the home, offers covered ceilings, preserve views, a walk-in closet and a luxurious master bath with dual vanity, upgraded tile floors, and a gorgeous walk in zero entry shower. This versatile home is further enhanced by two additional bedrooms, a beautifully upgraded guest bath, a power bath, a spacious loft, a separate laundry room, and a two-car garage. The private outdoor living area features a covered and screen lanai overlooking a preserve, brand new spa hot tub with a cool zone to also cool the water, upgraded landscaping, and a rear fenced yard. Additional upgrades include programmable irrigation system, complete gutter package, upgraded architectural shingle roof, blinds throughout, upgraded light fixtures, pendant lighting, recessed lighting, ceiling fans throughout, neutral paint, front entry doorbell camera and edged glass door, TV mounts in three rooms, smart garage opener with wifi, covered front porch, Hardie plank siding, quality porcelain tile throughout first level, preserve views ion front and rear yard, and much more. Villages of Valencia is a quaint community of new homes nestled amongst a beautiful sand ridge in south St. Augustine, Florida. While nature, including the Matanzas River and the Intracoastal Waterway, offers its own special activities, there's something for everyone in this inviting community. Go for a swim or soak up the sun at our community pool. Community pool, park, & walking trails. Close to all Saint Augustine has to offer and the beaches. Call today for a private tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,694 | $3,402 |
Total Monthly Payment | $3,246 | $3,178 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.