This is the one you have been waiting for! Beautiful POND VIEW and FIRST FLOOR 2 bedroom 2 bath condo in the desirable Bird Bay Community. Bird Bay offers a true Florida resort-living lifestyle. This home offers peace and serenity as you sit on your choice of two lanais and take in the lush tropical landscaping and the birds visiting the pond before you. The property is bright and cheerful with natural light from sliding glass doors in the living room and the primary bedroom. Enjoy a quiet swimming pool - just 50 steps from your lanai. Or, take a short bike ride to the community center with amazing amenities including a clubhouse, multiple pools, pickle ball courts, tennis courts, workout equipment, shuffleboard, bocce, a library, and many planned activities. This unit has brand-new wall-to-wall carpet and fresh paint everywhere. There is a convenient, assigned, shaded carport and plenty of guest parking. Your Bird Bay Village condo is an ideal location less than 15 minutes from Venice Beach, with numerous restaurants, quaint shops, and cultural activities, and very near to the Legacy Trail a very popular linear park for biking, running, walking, and people watching. It extends 19 miles from Venice to Sarasota. ALSO AVAILABLE THIS WINTER FOR A SEASONAL RENTAL WITH A 3-MONTH MINIMUM LEASE PERIOD. SEE MLS A4627544
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,250 | $1,249 | $1,585 |
Total Monthly Payment | $1,518 | $1,517 | $1,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.