Welcome to Your Private Tropical Oasis in Port Charlotte. This charming 3-bedroom, 2-bathroom cottage with a pool is your dream Florida retreat, perfectly situated just minutes from the area's top destinations. As you approach the home, you'll be captivated by the inviting curb appeal - a new roof and lush, tropical landscaping. The home is not in a flood zone and has a wind mitigation and a four point inspection for the new home owner. Step inside and be greeted by a spacious living room layout flooded with natural light and tile flooring throughout the home. The vaulted ceiling creates a bright and airy atmosphere. The gourmet kitchen is a true cooks delight, boasting designer wood cabinetry, granite countertops and newer appliances. Enjoy dining in the kitchen or poolside in the spacious fenced yard. The primary suite has an en-suite bathroom with large step-in shower. Two additional bedrooms provide space for guests, a home office or an art studio. Recent upgrades, including a brand-new AC system with transferable warranty, ensuring your comfort and peace of mind year-round. Savor the tropical paradise that surrounds this home, complete with a sparkling pool with a new Marcite interior surface. The front porch and lanai of the home have been rescreened and new doors added. The ample backyard storage shed with new roof provides a place for all your gardening tools and pool equipment. Perfectly located in the Shore Point medical corridor, the home is just minutes to shopping, restaurants, the Sunseeker Resort, Historic Punta Gorda, the Punta Gorda Airport, and the Tampa Bay Rays Spring Training Stadium. This wonderfully maintained cottage offers unparalleled convenience. Don't miss your chance to make this slice of paradise your own. A wonderful first home, forever home or income property. Schedule your private tour today! This home will make you so happy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,714 | $1,648 | $2,145 |
Total Monthly Payment | $1,889 | $1,823 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.