Nestled amid majestic oaks on a sprawling 1. 2 acre lot, this exquisite Prairie Creek Home boasts a picturesque preserve backdrop. Preserve cannot be developed. Offering more than 3, 000 square feet of single-story living space the home features 3 bedrooms and 3. 5 baths, as well as a spacious screened outdoor entertaining area that wraps around a sparkling blue pool. The central living room, with its exposed beams and wood-burning fireplace, is a hub of comfort for family activities. The kitchen, a true culinary haven, is equipped with a new center island cook-top, in-wall oven/microwave double unit, new dishwasher, abundant cabinetry and counter space, and a cozy breakfast nook with skylights that looks out the pool and backyard. New refrigerator, new freezer, new washer/dryer, new air conditioners with updated air handlers, new and one updated hot water tanks. The home has new (five year old) metal roof and impact windows. The over-sized 2 car garage is lined with cabinets and has a generator hookup. The home is built with a brick exterior and a whole house crawl space (not sitting on a slab). Prairie Creek is a gated, 24 hour manned gate house community, convenient to all St. Augustine has to offer. Fifteen minutes to downtown or beaches. Don't miss this great opportunity! The adjacent lot is also available for sale. See MLS 1251914
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,110 |
Total Monthly Payment | $4,057 | $4,053 | $5,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.