6950 Highlands Creek AVENUE, Lakeland, FL, 33813 | $469,900

One or more photo(s) has been virtually staged. ****Price Reduced in South Lakeland****
Tucked away in South Lakeland sits 6950 Highlands Creek Ave inside the gated community of Highlands Creek. This beautiful 2016 built Tapia home boasts 4 oversized Bedrooms and 2 Bathrooms in 2203 sq ft. The Janice II floorplan offers an open, airy feel with high ceilings and plenty of natural light throughout. The large great room is open to the ample eat in kitchen that lends to an amazing area for entertaining. You can take the party outside with a very large 10 x 45 screened back porch to enjoy those perfect evenings bug free. There is a fully fenced backyard big enough for a pool with multiple fruit trees to one side including Guava, Mango, Papaya, Curry, and an added bonus of Aloe Vera. Back inside this home is loaded with upgrades including solid surface countertops, custom self-closing wood cabinets, stainless steel appliances, tray ceilings, and crown molding. There is a highly coveted whole house AE Smith water softener located in the two-car garage equipped with storage shelving and an epoxy floor. Out front the elegant paver driveway and walkway lead you past the upgraded landscaping package. Do not miss your opportunity to schedule a showing today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,203
  • Acreage: 0.23
  • Est. Taxes: $2,952
  • HOA Fee: $400 Annually
  • Lot Desc: Corner Lot
  • Elem. School: Valleyview Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: L4943933
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/L4943933/6950highlandscreekavenue_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2024 7:17:16 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6950 Highlands Creek AVENUE, Lakeland, FL, 33813

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment $246 $246 $246
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,533 $2,533 $3,249
Total Monthly Payment $2,854 $2,854 $3,570

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.