8198 Terrace Garden DRIVE N, #411, St. Petersburg, FL, 33709 | $390,000

MOTIVATED SELLER! Welcome to one of the largest condos in the sought after Radcliffe building in Five Towns! It is one of only 3 secured buildings in the community, tucked away in the back with easy access to 62nd Ave N. Extensively remodeled, the property features an open floor plan that is light and bright due to the additional windows on three sides of this end unit condo. Completely remodeled kitchen in 2019 with stainless steel appliances, including a gas range, beautiful wood cabinets, granite counter tops and new LED lighting. Natural gas is included in the condo fee so it helps the budget to have a gas stove, gas heat, and gas water heater. The kitchen opens on one side to a bonus space that would make a perfect dinette, den, or office, and the large dining room on the other side. Plantation shutters throughout the home and newer windows with hurricane shutters on every window and door (some are electric and some are roll-down). The spacious living room has sliding glass doors and porcelain tile throughout the entire condo, no carpet! Screened lanai on back of condo offers serene views and there is also a small balcony off the primary bedroom. You can choose whether to watch beautiful sunsets from your own private lanai or the 5th floor observation deck. The large laundry room offers additional pantry space. Both bedrooms are quite spacious and bathrooms have been beautifully remodeled. Oversized closets in both bedrooms ensure there is no lack of storage in this unit! In addition, there is a separate small storage area across from the elevator on the fourth floor and carport space #19 are both assigned to this unit. The Five Towns community is a 55+ community with many planned events and social activities, 6 heated pools (one of which is adjacent to this building), tennis courts, bocce ball, pickleball, clubhouse, fitness center and sidewalks to enjoy the amenities the community offers and enjoy the magnificent Florida lifestyle! The monthly condo fee includes a great deal: Cable, Internet, Gas, water, sewer, trash, exterior maintenance, pool maintenance, building insurance, flood insurance, and more. Conveniently located, close to shopping, restaurants, beaches and less than 30 minutes to Tampa International Airport. Your small pet is welcome and access to lobby and stairways require key or code for access, adding extra layer of security for peace of mind.

Features

  • Elevator: Y
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Approx Sq. Feet: 1,700
  • Acreage: 5.34
  • Est. Taxes: $4,177
  • Condo Fee: $816 Monthly
  • Adult Communities: Yes
  • Pet Policy: Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3518172
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/T3518172/8198terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 5:34:50 AM)
Listing courtesy of CENTURY 21 EXECUTIVE TEAM   Phone: 813-961-8637

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8198 Terrace Garden DRIVE N, #411, St. Petersburg, FL, 33709

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,869 $2,466
Total Monthly Payment $2,319 $2,292 $2,889

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.