Beautiful Lot on best street on Crystal Island - just a few minutes boat ride to Johns Pass and out into the Gulf of Mexico! This Home did sustain flood damage from Hurricane Helene and is being sold as is, seller makes no warranties regarding home's condition or feasibility of a rehab project. Featuring 3 bedrooms, 2 bathrooms 2-Car Garage, 1800 htd. sqft, all newer windows with roll-down shutters, this is the perfect time to grab a beach home and add your own custom touches and design the ideal layout. All cabinets, floors, baseboards & appliances removed. 10 minutes boat ride to Johns Pass Bridge and into the Gulf of Mexico for deep sea fishing or pleasure riding along the gorgeous white sandy Gulf coast! Split floorplan home with open great room and "office corner, " large Florida/Dining room with panoramic windows for optimal water views from nearly every room! 26-year old TILE roof with gutters, new front door, new electric panel box, HIGH-IMPACT garage floor paint, new Kohler toilets, built-in ceiling lights in addition to lighted ceiling fans in all rooms. Frolic in the newly surfaced inground pool or enjoy the sun under the covered or open back patio by the water. A brand-new dock allows for installation of your preferred boat lift! Concrete seawall approximately 27 years old and serviceable. Prestigious Crystal Island features underground cables! White vinyl fencing, sprinklers on reclaimed water, and the double driveway was paved for a clean and inviting curb appeal. Purchase this lovely home at a reduced price and re-do the interior to your own specifications!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $954 | $954 | $954 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,117 | $4,986 | $6,907 |
Total Monthly Payment | $6,163 | $6,032 | $7,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.