196 WOODFIELD Lane, St Johns, FL, 32259 | $440,000

Brand NEW ROOF. Sick of the higher rates? Take the $10K concessions and opt for a buydown. Neutral paint in the main areas. In a quiet neighborhood in St. Johns. Nestled on a serene pond and tucked away in a cul-de-sac, this charming home offers the perfect blend of peace and privacy. As you approach, you'll notice the fresh exterior paint, giving the home a welcoming and modern touch. Step inside to discover an open floor plan that seamlessly connects the living spaces, creating an inviting atmosphere for both everyday living and entertaining. The kitchen boasts 42'' upgraded cabinets, complemented by upgraded appliances and elegant Sile stone countertops, adding both style and functionality to the heart of the home. Outside, a paver walkway leads you to a cozy firepit, perfect for enjoying evenings. . Relax and unwind on the covered lanai, overlooking the fenced yard—a great space for pets or outdoor activities. The expansive driveway is ideal for guests or multiple vehicles. There is a separate office space offering an ideal environment for a private work space. Inside, the master bath features a convenient closet system, enhancing organization and storage. Located in the highly desirable CREEKSIDE High School district and just minutes away from Patriot Oaks Academy, this home offers top-notch education options for families. Plus, residents can enjoy state-of-the-art amenity centers complete with pools, a clubhouse, and more. With its prime location, desirable features, and attractive pricing, this home won't stay on the market for long.

Features

  • Amenities: Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Playground
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 2011
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,672
  • Acreage: 0.23
  • Est. Taxes: $5,279
  • HOA Fee: $55 Annually
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Water Front: Yes
  • Elem. School: Patriot Oaks Academy
  • Middle School: Patriot Oaks Academy
  • High School: Creekside
  • Appliances: Dishwasher, Electric Range, Microwave
  • MLS#: 2019583
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/2019583/196woodfieldlane_stjohns_fl?source=qrflyer
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Listing courtesy of ASSIST2SELL FULL SERVICE REALTY LLC.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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196 WOODFIELD Lane, St Johns, FL, 32259

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,340 $3,018
Total Monthly Payment $2,857 $2,855 $3,533

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.