Presented byJennifer Noto |
PRICE IMPROVEMENT! Step inside this immaculate 4-bedroom, 2. 5-bathroom retreat nestled in the desirable Bear Lake Highlands community of Apopka. With no HOA fees and resting on an oversized lot spanning over half an acre, this home offers a fully paid 1-Year Home Warranty, providing buyers with added peace of mind. As you step inside, the split floorplan invites you to explore seamlessly. Straight ahead, a well-appointed kitchen awaits, while to the right, the inviting living room beckons with abundant natural light cascading through the expansive bay window. To the left, a staircase leads to the second floor for convenient access upon arrival. The dining room, adorned with a captivating pendant light and bathed in natural light from double doors leading to the wooden deck, sets the stage for memorable meals. Adjacent, the chef's dream kitchen features stunning wooden cabinetry, crown molding, and built-in amenities like a pantry and desk seating area. The breakfast nook offers a cozy space for casual family meals, while a second living/family room, accessible via stairs from the kitchen, provides additional gathering space with its own access to the backyard. Upstairs, the bedrooms await, each generously sized and bathed in natural light. The master suite is a serene retreat, boasting an attached bathroom with a double vanity sink, walk-in closet, and a luxurious garden tub for unwinding after a long day. Outside, step onto the custom wooden deck overlooking the private pool, where relaxation and entertainment blend seamlessly against the backdrop of the expansive backyard. Whether hosting family gatherings or enjoying quiet evenings under the stars, this backyard offers endless possibilities for enjoyment. Conveniently located near major roads, highways, entertainment, and restaurants, this home offers both serenity and accessibility, making it a truly exceptional find in Apopka's Bear Lake Highlands community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.967.1333
Jennifer.Noto@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $2,934 | $2,932 | $3,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.