NO MONTHLY HOA FEES!! Welcome to this charming 2 bedroom, 2 bath beach house in Holmes Beach on the highly desirable Anna Maria Island. Perfect for someone looking for a private residence, a vacation getaway or an investment opportunity. It is currently a vacation rental that enjoys many repeat guests each year. Home is located in a WEEKLY RENTAL zone! As you walk up the stairs to the front deck, you will see a gas grill and lovely table for delightful Al Fresco dining! When you enter the large living room, you immediately sense the casual elegance and cheerful, natural light coming from the windows. The dining room sliders open to the spacious and private screened deck that is surrounded by palms! Perfect for an afternoon nap as you enjoy the gentle island breezes! The fully equipped kitchen has granite countertops with ample space for easy meal prep. Upstairs, you will find 2 bedrooms and a hall bath. The living room includes a sleeper sofa with a Posturepedic mattress for extra sleeping space. Downstairs, you will find a large game room, laundry room and 2nd bathroom. Through the laundry room, you will find the lower back deck and gas firepit which is ideal for a gathering under the stars! Immerse yourself in the island’s natural beauty with a short walk to the beach or hop on the nearby trolley for effortless island exploration. Drop your kayak in the nearby canal that leads to Bimini Bay and you may encounter dolphins and manatees as you paddle along! As you unwind from the day, you may want to walk to the beach to enjoy Anna Maria Island’s world class sunsets. This delightful home is being sold fully furnished and turn-key ready, including all the recreational equipment! It has been lovingly cared for and meticulously maintained. Roof was replaced 2021. A/C replaced 2017 and serviced regularly. Water heater was replaced 2017. Experience the unique charm of Anna Maria Island. Don’t miss out on this incredible opportunity! Call today for your private showing!
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$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,041 | $5,226 |
Total Monthly Payment | $4,923 | $4,919 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.