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Welcome to Paradise!! Gulf Harbors is a premier waterfront community complete with optional access to your own private beach. This two bedroom two bath updated home has everything you would expect to live the Florida coastal lifestyle. You will love the expansive outdoor deck for entertaining with its custom Palapa and outdoor bar area. Included in your new home is a 10, 000 pound boat lift with remote and dock, with power and water, with quick no bridge access to the beautiful Gulf of Mexico. A 10 Minute run to the open Gulf allows you to island hop, fish, and visit the many restaurants, and bars along the Nature Coast. Bring your boat, kayaks, and jet skis and get ready to enjoy waterfront living at its finest. New roof in 2023, and a/c replaced in 2019. Owned solar system will virtually eliminate your monthly power bills and average around $45 per month. Battery back up will ensure no power outages. This home is turnkey ready for its new owners. Don't miss this opportunity to own this little piece of paradise that you deserve. Make your appointment today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$577,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $461,600 | $461,600 | $461,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,071 | $3,068 | $3,958 |
Total Monthly Payment | $3,364 | $3,361 | $4,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.