Move-in ready, 3br/2ba courtyard-style home built by Florida Dream Communities, has the 2. 5 garage with the extra space for golf cart. Home is located in the popular, gated, over-55 golf community, The Groves where you can enjoy the 18-hole Gary Koch-designed golf course and separate driving range, also tennis & pickle ball courts. This is great place to walk, ride your bike or a golf cart. Quarterly fees include basic cable, lawn mowing, roof replacements & exterior painting. This home was just painted last month.
The large kitchen features, newer granite counter tops, large single stainless sink and faucet; newer lower cabinets with pull-out with shelves; recessed lighting, built-in microwave, gorgeous Whirlpool fridge with French-door style, middle drawer & bottom freezer and Bosch stainless dishwasher. Inside utility room with newer washer and dryer, split br plan, ceiling fans.
Master bedroom features the optional bay window facing the rear yard, large walk-in closet. Master bath has long vanity with double sinks, large walk-in shower, ceramic tile floor. The large open dining/living area giving you many layout options. BR2 has carpet, ceiling fan and BR3 was used as an office features ceiling fan, track lighting and newer laminate floor.
Enjoy the screen enclosed rear porch under roof that overlooks private back yard. Additionally there is plenty of extra storage in the garage and a remote-controlled garage screen (see photos). This home is walking distance to the amenities that are part of the Groves experience, including clubhouse with restaurant, library, card room, ballroom, pro-shop, fitness equipment and then outside is large salt-water pool & spa, bocce, tennis/pickle ball courts, shuffleboard, dog parks, butterfly garden, trails and golf.
This a great community to enjoy a comfortable and affordable Florida retirement lifestyle
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,320 | $310,320 | $310,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,062 | $2,617 |
Total Monthly Payment | $2,357 | $2,354 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.