2427 Ladoga DRIVE, Lakeland, FL, 33805 | $395,000

*** SELLER OFFERING $5, 000 SELLER CONCESSION TO BUYER FOR USE TOWARDS THE BUYER'S CLOSING COSTS AND PRE-PAIDS***
WELCOME Home to your Immaculate LAKEFRONT home located in the Villages at Bridgewater in Lakeland. This community is conveniently located just off the SR33 Exit which allows for easy access to Interstate 4 for traveling to Orlando or Tampa. As you enter your future home you will find the formal living and dining room combo space. As you walk through the area you will come upon the BEAUTIFUL open and spacious kitchen with dark GRANITE countertops and 42" white cabinets, STAINLESS STEEL appliances and an island. The kitchen opens up to the family room with a dining area between the kitchen and the FAMILY ROOM providing ample space to entertain family and friends. Just around the corner from the family room is the PRIMARY bedroom which has luxury vinyl plank flooring and has 3 windows that provide natural light to the room. The room features a BARN door leading into the PRIMARY BATHROOM that has been beautifully remodeled. The second bathroom in the home was completely remodeled within the last 2 years with a new bathtub, vanity, and toilet. The home has an indoor laundry room with a newer washer and dryer that stays with the home. There are 2 other bedrooms on the first floor with the 4th bedroom being upstairs on the second floor. The home has a bonus room that is just outside the Primary bedroom that is currently being used as an office but could potentially be a 5th bedroom if necessary but there is currently no closet in this room. And before we move to the outside of the home let me not forget to mention that the home has PLANTATION SHUTTERS on ALL the windows throughout the home to include on the back sliding glass doors leading to the backyard. Enjoy the afternoons in this beautiful fenced in backyard overlooking the lake and enjoying the sunsets on the large patio or enjoy an evening fire in your fire pit. There are motion sensor solar lights that line the perimeter of the fence that are perfect for those nights of entertaining your guest. Home is equipped with Gutters to keep the rainwater away and an exterior security camera system to protect your new home. This home is in the beautiful master-planned community of Bridgewater with resort-style pool, clubhouse, fitness center, playground, tennis/pickleball courts, basketball courts, and a dock for fishing that is conveniently located near Florida Polytechnic, Watson Clinic, Lakeland Regional Health, and multiple shopping areas and restaurants. The HOA fee includes cable and high-speed internet. The current CDD assessment for this community for this property is $1, 381 and is already reflected in the total Polk County Property Tax amount shown of $4, 493.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2011
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,445
  • Acreage: 0.24
  • Est. Taxes: $4,493
  • HOA Fee: $142 Monthly
  • View: Water
  • Elem. School: Wendell Watson Elem
  • Middle School: Lake Gibson Middle/Junio
  • High School: Tenoroc Senior
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: L4943853
  • Days on Market: 216 days
  • Website: https://www.raveis.com
    /prop/L4943853/2427ladogadrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 6:24:50 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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2427 Ladoga DRIVE, Lakeland, FL, 33805

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $374 $374 $374
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,100 $2,665
Total Monthly Payment $2,578 $2,549 $3,114

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.