14436 Ponce De Leon TRAIL, Port Charlotte, FL, 33981 | $999,500

Dreaming of escaping to the Sunshine State? This is your chance to live the ultimate Florida lifestyle. This stunning three-bedroom, two-and-a-half bath, three-car garage, WATERFRONT home is nestled in the exclusive, deed-restricted, and gated community of Harbor West. Enjoy maintenance-free living in a community just minutes from the pristine waters of Southwest Florida, perfect for boating, fishing, and soaking up endless sunshine. For your peace of mind, this Oakmont II model boasts HURRICANE-RATED IMPACT WINDOWS. Entertain effortlessly in the spacious open-concept, split floor plan, featuring an oversized kitchen island, cozy breakfast nook, and an elegant dining room. Step outside to your brick-paved, enclosed oasis with a heated, saltwater pool and spa, perfectly positioned to provide stunning waterfront views. A HURRICANE-RATED SHUTTER on the lanai offers extra protection and convenience, making it effortless to secure outdoor furnishings. Boat straight from your private dock to the open waters—no bridges to slow you down, offering boaters the ultimate convenience. The panoramic lanai not only provides easy access to a pool bath but also leads directly to your private boat lift and dock—perfect for fishing right at home. This home is packed with high-end upgrades, including elegant board and batten trim in the breakfast nook and on the oversized kitchen island. Wake up to breathtaking water views in the expansive owner's suite, a peaceful retreat that showcases the surrounding natural beauty. This 'Smart Home' is truly a must-see. Call today to schedule your private tour and experience all the natural beauty and luxury this waterfront property has to give.

Features

  • Amenities: Gated
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,360
  • Acreage: 0.31
  • Est. Taxes: $8,254
  • HOA Fee: $264 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7491259
  • Days on Market: 219 days
  • Website: https://www.raveis.com
    /eprop/C7491259/14436poncedeleontrail_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:04:24 PM)
Listing courtesy of RE/MAX PALM PCS   Phone: 941-889-7654

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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14436 Ponce De Leon TRAIL, Port Charlotte, FL, 33981

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,600 $799,600 $799,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $688 $688 $688
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,186 $5,120 $7,020
Total Monthly Payment $5,966 $5,900 $7,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.