Welcome to your waterfront sanctuary at in the sought after community of Tropical Harbor. This newly updated 2 bedroom, 2 bathroom home exudes modern ammenities inside and out. Situated on an oversized lot with direct waterfront access to the Manatee River, this property offers unparalleled views and recreational opportunities. Step into the beautifully designed interior featuring quartz counters, a spacious kitchen island, and all-new stainless steel appliances. The split floor plan ensures privacy, while large sliding windows off the rear seamlessly blend indoor and outdoor living, providing stunning vistas of the water and pool area. Outside, enjoy the heated pool overlooking the water, along with convenient outdoor amenities such as an outdoor sink and space for a mini-fridge. The property also boasts a new dock and a 10, 000lb. elevator lift installed in 2022, A/C 2021, perfect for boating enthusiasts. Additional features include a 2018 roof, new impact windows, boat/RV parking, turf on the side yard for easy maintenance, and new vinyl fencing for privacy and aesthetics. Located in the heart of Ellenton, this home offers easy access to shopping, dining, entertainment, and major highways. NO CDD or HOA fees!! Don't miss this opportunity to own a slice of waterfront paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,667 | $3,664 | $4,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.