Presented byThe Reardon Team |
Rarely available 2nd floor corner unit in highly desirable Spencer Lofts. Huge open floor plan w/15 ft ceilings, 7 over scale 57" x 115" windows span 2 walls facing Southwest & Northwest flood home w/natural light. Beautiful Urban view of The Tobin Bridge. New HVAC & condenser 2018. Hot water heater 2013. Sleeping alcove w/custom closet storage. Direct access to private balcony. IKEA kitchen with maple cabinetry. Custom stained concrete floors. White tiled full bath with washer/dryer in unit. One off-street parking space #74. Access to Spencer Lofts Art Gallery & updated fitness room. Common roof deck with views of Chelsea Creek & Logan Airport. Amenities Market Basket, Starbucks, Ciao Pizza, Chelsea Station, & Tambo 22. Commuter access to Boston via Ted Williams & Sumner Tunnels, or Tobin Bridge. Revere Beach Parkway, Routes 1, 16, 93 & 90 MA Pike. MBTA via Silver Line at Eastern Ave. Or Commuter Rail @ Chelsea Station 1-stop to North Station. Strong owner occupancy. Pet friendly
Type | Description | Dimensions | Level |
---|---|---|---|
Kitchen | Beamed Ceilings, Window(s) - Picture, Cabinets - Upgraded, Open Floorplan, Flooring - Concrete | First | |
Living Room | Beamed Ceilings, Window(s) - Picture, Open Floorplan, Flooring - Concrete | 14.0 x 31.0 | First |
Master Bedroom | Beamed Ceilings, Closet, Window(s) - Picture, Balcony / Deck, Balcony - Exterior, Exterior Access | 13.0 x 15.0 | Main,First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
Sales Associates
William Raveis Real Estate
Phone: 617.513.1863
TheReardonTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,441 | $3,097 |
Total Monthly Payment | $2,978 | $2,945 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.