22528 Minerva AVENUE, Port Charlotte, FL, 33954 | $429,900

Pre-Construction. To be built. Pre-Construction. To be built. Only if QUALITY matters!! How would you like to have a brand-new home very close to North Port yet situated privately in northwest Port Charlotte. If quality matters this is the house for you. This is not a cookie cutter home! This builder pays attention to detail in every way. This home comes with impact windows and sliders, spray foam insulation, concrete driveway, Paver Pool & Lanai porcelain plank tile floors, 3 bedrooms 2 bath split floor plan very open and airy. Granite countertops throughout. Master suite includes dual vanities walk in Roman shower. The master suite also opens up to your very large lanai and to your pool. Note saltwater pool option included in the price. Flood zone X so no flood insurance. Now for the convenience part, AIRPORTS, schools, shopping, restaurants , theme parks, Boat Ramps and a short drive to Tampa Bay Rays and Atlanta Braves spring training centers. Lots of boat ramps nearby giving you access to waterways, Charlotte Harbor and the Gulf of Mexico. Convenient to beaches and all you need to live the good life in what we call paradise. Fly Right into Punta Gorda Via Allegiant Airlines and be home quickly. Hurry what are you waiting for, Don't your Frost Bitten Toes Deserve some Sand? Just 20 Minutes to the Beaches. Who Said Luxury had to break The Bank!! Should you have a different location in mind, the builder can recreate this dream home for you on your preferred lot. Home can be built in 13 months from securing financing

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,500
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $434
  • Lot Desc: In County
  • Elem. School: Kingsway
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Gunite, In Ground
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: C7491141
  • Days on Market: 209 days
  • Website: https://www.raveis.com
    /prop/C7491141/22528minervaavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 6:17:07 PM)
Listing courtesy of GULF ACCESS HOMES, INC.   Phone: 941-629-5590

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22528 Minerva AVENUE, Port Charlotte, FL, 33954

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $36 $36 $36
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,259 $2,286 $2,900
Total Monthly Payment $2,370 $2,397 $3,011

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.