This beautiful home did not flood and is not in a flood zone. Come see this super clean and well maintained 1908 sq ft 3 bedroom 2 ½ bath home with a relaxing lake view in the sought after community of Perico Isle- which is just a bike ride from the gorgeous white sandy Gulf beaches of Anna Maria Island and Robinson Preserve. Perico Island has great amenities, including a sauna room, an exercise room, a billiards room, a library, a clubhouse, and a heated outdoor pool for use all year long. Perico Isles is a maintenance-free community they do all the lawn work for you. This block and stucco home features an open design with a large great room, vaulted ceilings, a beautiful granite kitchen, a comfy Florida room, and a screened in patio with heated spa all overlooking the lake. The master suite is spacious and offers dual closets, dual vanities, a garden tub and large glass enclosed shower. Other features include a central vacuum system, indoor laundry, new HWT in 2024, new A/C in 2020, new refrigerator in 2023, a 2 car attached garage, and plenty of storage area. Don’t worry about having to cut the lawn anymore! Perico Isle is a maintenance-free community and provides lawn car! Perico Isle is located right next to Robinson’s Preserve which has miles of hiking nature trails, bike paths, kayaking and bird watching. This home is not in a flood zone and there are no CDD fees! Surrounded by world class boating, fishing, golfing, shopping, and medical.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,503 | $4,423 |
Total Monthly Payment | $4,073 | $3,984 | $4,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.