Presented bySarah Sheehan - Vermont Properties Team |
Step into the charm of Ludlow village living with this captivating gem on Prospect St! Nestled on a serene street, this village charmer seamlessly blends historic allure with modern convenience, offering a lifestyle of ease and elegance. Enjoy easy access to the Okemo shuttle, local shops, and delectable dining options, all while relishing the tranquility of this picturesque neighborhood. Indulge in the timeless beauty of this meticulously remodeled 1910 Victorian-style home. From the expansive covered front porch, feel the warmth and hospitality perfect for lazy afternoons and balmy evenings. The traditional foyer welcomes with classic wood details and a graceful staircase, setting the tone for exquisite craftsmanship throughout. The open layout flows from the living area to the formal dining room, ideal for entertaining guests or relaxing with loved ones. The kitchen is a culinary haven with thoughtful built-ins and a convenient pantry. Step out to the charming three-season porch, doubling as a versatile mudroom. A spacious barn offers endless possibilities as a garage, storage, or additional living space. Whether you adore turn-of-the-century properties or seek immersion in Ludlow village life, this home is a must-see. Schedule a showing today and experience Ludlow living at its finest. Visit the Okemo valley real estate community today. Taxes are based on current town assessment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 802.558.3334
Sarah.Sheehan@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,668 | $2,632 | $3,340 |
Total Monthly Payment | $3,159 | $3,123 | $3,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.