Waterfront town home that's fully furnished and APPRAISED at value!! This concrete block on block (all levels of the home are block
construction, not wooden) beautiful townhome is situated in one of the most unique and beautiful locations! All bedrooms and even the livingroom have amazing water views from their private terraces! From the front of the home you can see the Tampa bay with sights of the Sunshine Skyway bridge. From the rear of the home you can see the canal leading to Little Harbor/ Sunset grille or even the bay. The sellers state during the winter it is common to see SEVERAL manatees enjoying the gorgeous canal soaking in the Florida warmth. The home has served the current sellers as Winter vacation home only being lived in for 2/3 months out of the year. The A/C was replaced 3 years ago and has been serviced twice a year by the installation company. The tandem garage can store two large vehicles or maybe even a boat, plus there's a carport to allow for extra vehicle storage. Come take a tour and enjoy the amazing Florida Lifestyle! Due to the uniqueness of the home, we ordered an appraisal and listed the home at that appraised value. TAXES INDICATED INCLUDE THE CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $675 | $675 | $675 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,446 | $3,155 |
Total Monthly Payment | $3,198 | $3,196 | $3,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.