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New Construction home ready for finishing touches! Located in the Galloping Hill Subdivision on 3. 5 Acres. The 2408 sq ft colonial with large 2 car garage is situated in a country setting with easy access to 202. As you enter the front door from the beautiful composite farmers porch and through the foyer you will feel the open concept throughout the first floor with the 9 Ft ceilings. The Dining room includes chair rail and crown molding and shadowboxing which adds great detail. Kitchen includes ample cabinets, large island and granite counter tops. The living room is equipped with propane fireplace and cathedral ceilings. This open concept floor plan is great for entertainment. First floor includes hardwood throughout and carpet in the first-floor office/Bedroom and tile in the bath. Hardwood treads to second floor, to a hardwood landing and tile in 2nd floor laundry area and baths and carpet in bedrooms. The primary bedroom is large with tray ceilings, large walk in closet and large bath with tile shower and soaking tub. This master bedroom is perfect after a long day. House is equipped with propane stove, on demand hot water heater, and central air. All Homes come with 1 year builder warranty.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,022 | $4,298 | $5,830 |
Total Monthly Payment | $4,114 | $4,390 | $5,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.