Back on Market due to buyer financing fell through. NO CDD FEES!!! Check out the virtual tour! This beautiful 4 bedroom 3 full bath home includes a fenced back yard with vinyl privacy fence along the sides & black aluminum in the rear along the scenic wooded buffer. The kitchen includes 42" uppers, granite counters, stainless appliances, a custom tile backsplash, and a large island with bar seating. The open floor plan is spacious and bright with lots of recessed lighting along with the natural light coming in through the rear triple sliders. The primary bedroom is generous in size and has an attractive tray ceiling with recessed lighting. The ensuite bathroom offers double vanities, a garden tub, and separate tiled shower. The rear screened lanai is large and inviting and extends to the outside with a 23' x 15' brick paver open air patio. Other features include Laundry cabinets, pull down attic stair, full gutters, beautiful landscaping, a brand new water heater, & a 220 outlet in the garage for an electric car or other equipment requiring 220 volt. Andalusia offers a community pool, exercise, playgrounds, and a great location just a walk from Treaty Park. This neighborhood is minutes to Publix, I95, US1, downtown St. Augustine, or the beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,618 | $2,615 | $3,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.