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Welcome to your Dream Home in Exclusive Shearwater Community! Nestled in a serene cul-de-sac, this remarkable residence boasts top-notch upgrades and contemporary comforts. Step inside to discover an inviting open-concept layout highlighted by a trey ceiling in the living room and upgraded fixtures throughout. The gourmet kitchen is a chef's delight, featuring a generously sized island, stunning backsplash, and high-end appliances. Retreat to the luxurious owner's suite, complete with an upgraded ensuite bathroom and a spacious walk-in closet. Upstairs, a versatile loft or additional bedroom awaits, accompanied by its own closet and bathroom. Outside, unwind on the covered porch overlooking the expansive backyard space, ideal for entertaining and enjoying the outdoors. Don't miss out on this extraordinary opportunity! This exceptional home also offers abundant storage space above the garage, a washer/dryer and Refrigerator included for your convenience, a water softener system, reverse osmosis, and underground gutter drainage. Zoned for New K-8 Trout Creek Academy opening for 2024-2025 school year. Don't miss the opportunity to make this impeccable Shearwater residence your own! Enjoy exploring the beautiful community of Shearwater and its amenities, including Lazy River, tennis courts, state of the art fitness, dog park, community garden and miles of trails!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,703 |
Total Monthly Payment | $3,386 | $3,383 | $4,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.