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Presented by
Paula & Peggy |
**Priced Reduced** Welcome to the Villas of Cedar key. 2-bedroom, 2-bathroom end unit on the second floor. GULF access with a deeded dock/slip (#31) on deep sailboat water—just 10 minutes to Buckley’s Pass and NO bridges to the Gulf of Mexico! Step inside the Fully Furnished, Turn-key condo and Enjoy breathtaking Long Water Views from the main living area, lanai, and Primary bedroom. The spacious kitchen has ample cabinetry, counter space, and a convenient breakfast bar, perfect for casual dining. The Primary Suite features a walk-in closet, sliders to the lanai, and an en-suite bath, while the second bedroom and bath provide cozy accommodations for your guests. Enjoy seamless indoor-outdoor living with sliders opening to a screened-in covered Lanai/Balcony—an ideal spot to sip morning coffee or unwind with afternoon cocktails while watching for dolphins, manatees, fish and a variety of birds. Inside laundry room complete with a washer/dryer, Impact-resistant windows/sliders, and recent upgrades include a New Water Heater (2024), AC (2023), and Ceiling Fans, Dishwasher & Disposal (2022), this condo is both stylish and functional and comes with Assigned parking space (2-0). The well-maintained complex features beautifully landscaped grounds adorned with palm trees, a large heated community pool, and recreational options like tennis, pickleball, and shuffleboard. Located across from the St. Andrews Golf Course and just minutes from Fishermen's Village, Downtown Punta Gorda, and the New Sunseeker Resort, you'll have easy access to dining, shopping, festivals, and entertainment. Embrace an active lifestyle and enjoy boating, fishing, kayaking, golfing, and walking or biking along the picturesque Harborwalk. Don’t miss out on this exceptional opportunity—pack your bags and come enjoy the Florida lifestyle today! Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
Sales Associates
William Raveis Real Estate
Phone: 781.771.3270
Paula.Peggy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $211,200 | $211,200 | $211,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,199 | $1,283 | $1,712 |
| Total Monthly Payment | $1,585 | $1,669 | $2,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.