3600 BAL HARBOR BOULEVARD, #2-O, Punta Gorda, FL, 33950 | $264,000

**Priced Reduced** Welcome to the Villas of Cedar key. 2-bedroom, 2-bathroom end unit on the second floor. GULF access with a deeded dock/slip (#31) on deep sailboat water—just 10 minutes to Buckley’s Pass and NO bridges to the Gulf of Mexico! Step inside the Fully Furnished, Turn-key condo and Enjoy breathtaking Long Water Views from the main living area, lanai, and Primary bedroom. The spacious kitchen has ample cabinetry, counter space, and a convenient breakfast bar, perfect for casual dining. The Primary Suite features a walk-in closet, sliders to the lanai, and an en-suite bath, while the second bedroom and bath provide cozy accommodations for your guests. Enjoy seamless indoor-outdoor living with sliders opening to a screened-in covered Lanai/Balcony—an ideal spot to sip morning coffee or unwind with afternoon cocktails while watching for dolphins, manatees, fish and a variety of birds. Inside laundry room complete with a washer/dryer, Impact-resistant windows/sliders, and recent upgrades include a New Water Heater (2024), AC (2023), and Ceiling Fans, Dishwasher & Disposal (2022), this condo is both stylish and functional and comes with Assigned parking space (2-0). The well-maintained complex features beautifully landscaped grounds adorned with palm trees, a large heated community pool, and recreational options like tennis, pickleball, and shuffleboard. Located across from the St. Andrews Golf Course and just minutes from Fishermen's Village, Downtown Punta Gorda, and the New Sunseeker Resort, you'll have easy access to dining, shopping, festivals, and entertainment. Embrace an active lifestyle and enjoy boating, fishing, kayaking, golfing, and walking or biking along the picturesque Harborwalk. Don’t miss out on this exceptional opportunity—pack your bags and come enjoy the Florida lifestyle today! Schedule your private showing today.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: VILLAS CEDAR KEY
  • Year Built: 1984
  • Approx Sq. Feet: 1,089
  • Acreage: 2.43
  • Est. Taxes: $3,729
  • Condo Fee: $695 Monthly
  • Lot Desc: FloodZone, City Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: C7491317
  • Days on Market: 550 days
  • Website: https://www.raveis.com
    /prop/C7491317/3600balharborboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2025 2:05:32 PM)

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Paula & PeggySales Associates

781.771.3270

Paula.Peggy@raveis.com

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Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3600 BAL HARBOR BOULEVARD, #2-O, Punta Gorda, FL, 33950

$264,000

Paula & Peggy

Sales Associates

William Raveis Real Estate

Phone: 781.771.3270

Paula.Peggy@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $211,200 $211,200 $211,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,199 $1,283 $1,712
Total Monthly Payment $1,585 $1,669 $2,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.